:root{--color-bg: #f4f8fc;--color-bg-strong: #eaf3ff;--color-surface: #ffffff;--color-text: #0f172a;--color-heading: #071227;--color-muted: #5f6f86;--color-primary: #1769e8;--color-primary-dark: #0f52bd;--color-teal: #10a6a3;--color-border: #dbe5f1;--color-green: #4c9a3f;--color-orange: #f28a24;--color-purple: #8b5cf6;--radius-sm: 8px;--radius-md: 12px;--radius-lg: 20px;--shadow-soft: 0 16px 36px rgba(15, 23, 42, .08);--shadow-card: 0 10px 24px rgba(15, 23, 42, .07);--container: 1160px;color:var(--color-text);background:var(--color-bg);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;font-synthesis:none;text-rendering:optimizeLegibility;-webkit-font-smoothing:antialiased}*{box-sizing:border-box}body{margin:0;min-width:320px;min-height:100vh;background:linear-gradient(180deg,#f7fbff 0%,var(--color-bg) 44%,#f9fbfd 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a{border-radius:999px;padding:9px 13px;color:#24324a;font-size:.92rem;font-weight:700}.nav-links a.active,.nav-links a:hover{color:var(--color-primary);background:#edf5ff}main{flex:1}.hero{padding:66px 0 44px;background:radial-gradient(circle at 74% 26%,rgba(23,105,232,.12),transparent 28%),linear-gradient(180deg,#fff,#eff6ff);border-bottom:1px solid var(--color-border)}.hero-grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(320px,.95fr);gap:44px;align-items:center}.hero-copy{max-width:650px}.hero-kicker,.eyebrow{display:inline-flex;align-items:center;width:fit-content;color:var(--color-primary);background:#e8f2ff;border-radius:999px;padding:7px 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var(--color-border);background:#fff}.section-heading{max-width:690px;margin-bottom:24px}.section-heading.with-link{max-width:none;display:flex;align-items:end;justify-content:space-between;gap:20px}.section-heading.compact{margin-bottom:14px}.section-heading .eyebrow,.page-intro .eyebrow,.prose-page .eyebrow{margin-bottom:12px}.tool-grid,.category-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}.card-link{min-height:164px;display:flex;gap:14px;border:1px solid var(--color-border);border-radius:var(--radius-md);background:var(--color-surface);box-shadow:var(--shadow-card);transition:transform .16s ease,border-color .16s ease,box-shadow .16s ease}.card-link:hover{transform:translateY(-2px);border-color:#b9d4f7;box-shadow:var(--shadow-soft)}.tool-card{position:relative;align-items:flex-start;padding:18px}.tool-card-body{min-width:0;display:grid;gap:8px;flex:1}.tool-card-badge{width:fit-content;border-radius:999px;padding:4px 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svg{width:26px;height:26px}.green{color:var(--color-green);background:#eaf7e8}.blue{color:var(--color-primary);background:#e8f2ff}.orange{color:var(--color-orange);background:#fff1df}.purple{color:var(--color-purple);background:#f1ebff}.pink{color:#e3498c;background:#fff0f6}.card-title{margin-bottom:6px;color:var(--color-heading);font-size:.98rem;font-weight:800;line-height:1.25}.card-text{margin-bottom:0;color:var(--color-muted);font-size:.86rem;line-height:1.55}.tools-hero{padding:64px 0 34px;border-bottom:1px solid var(--color-border);background:radial-gradient(circle at 82% 26%,rgba(23,105,232,.11),transparent 28%),linear-gradient(180deg,#fff,#f1f7ff)}.tools-hero-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(320px,.78fr);gap:40px;align-items:center}.tools-hero-copy{max-width:720px}.tools-hero 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span{display:inline-flex;align-items:center;gap:8px}.tools-trust-row svg{width:22px;height:22px}.tools-trust-row span:nth-child(1) svg,.tools-trust-row span:nth-child(2) svg{color:#16a66a}.tools-trust-row span:nth-child(3) svg{color:#6656e8}.tools-trust-row span:nth-child(4) svg{color:#f97316}.tools-hero-art{display:grid;place-items:center}.tools-hero-art img{width:min(100%,560px);filter:drop-shadow(0 28px 34px rgba(15,23,42,.12))}.tools-library{padding-top:32px}.tools-library-header{display:flex;align-items:end;justify-content:space-between;gap:20px;margin-bottom:20px}.tools-library-header h2{margin-bottom:4px;font-size:1.65rem}.tools-library-header p{margin:0;color:var(--color-muted)}.tools-toolbar{display:flex;align-items:center;gap:14px}.view-toggle{display:inline-flex;overflow:hidden;min-height:48px;border:1px solid var(--color-border);border-radius:var(--radius-md);background:#fff}.view-toggle button{width:50px;border:0;color:var(--color-muted);background:transparent}.view-toggle button+button{border-left:1px solid var(--color-border)}.view-toggle button.active{color:var(--color-primary);background:#eef6ff}.view-toggle svg{width:23px;height:23px}.tools-sort{width:150px;min-height:48px;box-shadow:none}.tools-library .tool-grid{grid-template-columns:repeat(4,minmax(0,1fr))}.tools-library .tool-card{min-height:194px;padding:20px;gap:16px}.tools-library .tool-card .icon-badge{width:72px;height:72px;border-radius:16px}.tools-library .tool-card .icon-badge svg{width:36px;height:36px}.tools-library .card-title{font-size:1.05rem}.tool-grid-list,.tools-library .tool-grid.tool-grid-list{grid-template-columns:1fr}.tools-library .tool-grid-list .tool-card{min-height:116px;align-items:center}.tools-library .tool-grid-list .card-text{max-width:720px}.empty-tools-state{display:grid;justify-items:center;gap:10px;padding:48px 20px;border:1px solid var(--color-border);border-radius:var(--radius-md);background:var(--color-surface);text-align:center;box-shadow:var(--shadow-card)}.empty-tools-state p{color:var(--color-muted)}.text-link{color:var(--color-primary);font-size:.92rem;font-weight:800}.preview-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(310px,420px);gap:34px;align-items:center}.mortgage-card{position:relative;display:grid;gap:13px;padding:22px;border:1px solid var(--color-border);border-radius:var(--radius-md);background:linear-gradient(180deg,#fff,#f8fbff);box-shadow:var(--shadow-soft)}.mortgage-visual{justify-self:end;width:150px;margin-bottom:-4px}.mortgage-header{display:flex;align-items:center;gap:14px;padding-bottom:12px;border-bottom:1px solid var(--color-border)}.mortgage-header p{margin-bottom:2px;color:var(--color-muted);font-size:.88rem}.mortgage-header strong{color:var(--color-heading);font-size:1.9rem}.mortgage-card 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var(--color-border);border-radius:var(--radius-md);background:var(--color-surface);box-shadow:var(--shadow-card);text-align:center}.about-benefit-icon{width:70px;height:70px;display:grid;place-items:center;border-radius:50%}.about-benefit-icon svg{width:36px;height:36px}.about-benefit-card h2{margin:6px 0 0;font-size:1.05rem}.about-benefit-card p{margin:0;color:var(--color-text);line-height:1.6}.about-mission-panel{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(280px,.9fr) 300px;align-items:center;gap:36px;margin-top:28px;margin-bottom:36px;padding:30px;border:1px solid var(--color-border);border-radius:var(--radius-md);background:var(--color-surface);box-shadow:var(--shadow-card)}.about-mission-copy h2{max-width:460px;margin-bottom:18px;font-size:clamp(1.8rem,3vw,2.5rem);line-height:1.12}.about-mission-copy p:not(.eyebrow){margin:0;color:var(--color-text);line-height:1.65}.about-mission-list{display:grid;gap:15px;margin:0;padding:0;list-style:none}.about-mission-list li{display:flex;align-items:flex-start;gap:12px;color:var(--color-heading);line-height:1.45}.about-mission-list span{width:20px;height:20px;display:grid;place-items:center;flex:0 0 auto;border:2px solid var(--color-primary);border-radius:50%;color:var(--color-primary)}.about-mission-list svg{width:13px;height:13px;stroke-width:2.6}.about-mission-art img{width:100%;filter:drop-shadow(0 14px 22px rgba(40,93,150,.08))}.contact-hero{padding:58px 0 48px;border-bottom:1px solid var(--color-border);background:radial-gradient(circle at 72% 26%,rgba(215,233,255,.86),transparent 28%),linear-gradient(180deg,#f7fbff,#eef6ff)}.contact-hero-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(360px,.9fr);align-items:center;gap:54px}.contact-hero-copy{display:grid;gap:16px}.contact-hero-copy h1{max-width:720px;font-size:clamp(2.55rem,6vw,4.35rem);line-height:1.02}.contact-hero-copy>p:not(.eyebrow){max-width:660px;margin:0;color:var(--color-text);font-size:1.08rem;line-height:1.6}.contact-email-card{display:grid;grid-template-columns:64px minmax(0,1fr) auto;align-items:center;gap:18px;width:min(100%,640px);margin-top:16px;padding:20px;border:1px solid var(--color-border);border-radius:var(--radius-md);color:inherit;background:#fffffff0;box-shadow:var(--shadow-card);transition:transform .16s ease,border-color .16s ease,box-shadow .16s ease}.contact-email-card:hover,.contact-email-card:focus-visible{transform:translateY(-2px);border-color:#b9d4f7;box-shadow:var(--shadow-soft)}.contact-email-icon,.contact-help-icon{display:grid;place-items:center;border-radius:50%;color:var(--color-primary);background:#e8f2ff;flex:0 0 auto}.contact-email-icon{width:58px;height:58px}.contact-email-icon svg{width:30px;height:30px}.contact-email-copy{min-width:0;display:grid;gap:4px}.contact-email-copy span{color:var(--color-muted);font-weight:800}.contact-email-copy strong{color:var(--color-heading);font-size:1.08rem;line-height:1.25;overflow-wrap:anywhere}.contact-email-copy small{color:var(--color-muted);line-height:1.45}.contact-email-button{min-height:42px;display:inline-flex;align-items:center;justify-content:center;padding:0 16px;border-radius:var(--radius-sm);color:#fff;background:var(--color-primary);font-weight:800}.contact-hero-art img{width:100%;filter:drop-shadow(0 18px 26px rgba(40,93,150,.1))}.section-heading.centered{align-items:center;text-align:center}.section-heading.centered p{margin-inline:auto}.contact-help-section{padding:42px 0 24px}.contact-help-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:24px}.contact-help-card{min-height:218px;display:grid;justify-items:center;align-content:start;gap:14px;padding:28px 22px;border:1px solid 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minmax(360px,.9fr);align-items:center;gap:58px}.privacy-hero-copy{display:grid;gap:18px}.privacy-hero-copy h1{font-size:clamp(2.6rem,6vw,4.5rem);line-height:1.02}.privacy-hero-copy>p:not(.eyebrow){max-width:650px;margin:0;color:var(--color-text);font-size:1.08rem;line-height:1.7}.privacy-hero-art img{width:100%;filter:drop-shadow(0 18px 26px rgba(40,93,150,.1))}.privacy-trust-card{display:flex;align-items:center;gap:18px;width:min(100%,560px);margin-top:12px;padding:18px;border:1px solid var(--color-border);border-radius:var(--radius-md);background:#fffffff0;box-shadow:var(--shadow-card)}.privacy-trust-card>span,.privacy-policy-aside>span,.privacy-nav-card>span{display:grid;place-items:center;flex:0 0 auto;color:var(--color-primary);background:#e8f2ff}.privacy-trust-card>span{width:64px;height:64px;border-radius:50%}.privacy-trust-card svg{width:34px;height:34px}.privacy-trust-card h2{margin:0 0 5px;font-size:1.08rem}.privacy-trust-card p{margin:0;color:var(--color-text);line-height:1.55}.privacy-quick-nav{padding:28px 0 18px}.privacy-quick-nav h2{margin-bottom:16px;font-size:1.05rem}.privacy-nav-grid{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:14px}.privacy-nav-card{min-height:74px;display:grid;grid-template-columns:40px minmax(0,1fr) 18px;align-items:center;gap:12px;padding:12px;border:1px solid var(--color-border);border-radius:var(--radius-md);color:var(--color-heading);background:var(--color-surface);box-shadow:var(--shadow-card);transition:transform .16s ease,border-color .16s ease,box-shadow .16s ease}.privacy-nav-card:hover,.privacy-nav-card:focus-visible{transform:translateY(-2px);border-color:#b9d4f7;box-shadow:var(--shadow-soft)}.privacy-nav-card>span{width:40px;height:40px;border-radius:12px}.privacy-nav-card svg{width:22px;height:22px}.privacy-nav-card>svg{color:var(--color-primary)}.privacy-nav-card strong{min-width:0;font-size:.82rem;line-height:1.35}.privacy-policy-content{display:grid;gap:18px;padding:6px 0 52px}.privacy-policy-card{scroll-margin-top:92px;display:grid;grid-template-columns:minmax(0,1fr) 300px;align-items:center;gap:32px;padding:28px;border:1px solid var(--color-border);border-radius:var(--radius-md);background:var(--color-surface);box-shadow:var(--shadow-card)}.privacy-policy-main h2{margin-bottom:14px;font-size:clamp(1.55rem,3vw,2rem)}.privacy-policy-main p,.privacy-policy-main li{color:var(--color-text);line-height:1.7}.privacy-policy-main ul{display:grid;gap:8px;margin:14px 0;padding-left:22px}.privacy-policy-main li::marker{color:var(--color-primary)}.privacy-policy-note{margin-top:14px;font-weight:700}.privacy-policy-main 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20px}.contact-note{flex-direction:column}.loan-hero-strip{padding:22px}.loan-trust-row{flex-direction:column;gap:10px}.loan-result-row{grid-template-columns:28px minmax(0,1fr)}.loan-result-row strong{grid-column:2;text-align:left}.privacy-hero,.terms-hero{padding:42px 0 34px}.privacy-hero-copy h1,.terms-hero-copy h1{font-size:clamp(2.35rem,12vw,3.35rem)}.privacy-trust-card,.terms-trust-card{align-items:flex-start;flex-direction:column}.privacy-quick-nav{padding-top:22px}.privacy-nav-grid{gap:12px}.privacy-policy-card{gap:18px;padding:22px}.privacy-policy-aside{padding:20px}.privacy-review-note{flex-direction:column}.tools-sort{flex:1}.calculator-card,.result-card,.tool-content-panel,.tool-content-card{padding:18px}.result-card-top{align-items:flex-start;flex-direction:column}.tool-card{min-height:142px}.category-card{min-height:180px}.mortgage-card label{flex-direction:column}.tool-layout{padding-top:28px}.placeholder-tool{min-height:320px}}